The rise in global temperatures tend to disguise more substantial increases in unpredictable and extreme weather that are already causing havoc across the world. 

The effects of climate change are also not evenly distributed: certain subsets of the population and different regions will be more vulnerable to disease and injury than others.

Climate Risk Insurance offers immediate relief in the aftermath of extreme weather, but the payment of a premium also offers a mechanism to encourage adaptation.

Central to all of our work is the belief that Kenyan stakeholders must direct and lead all components of the project.